Buy-to-let investment model

A standard buy-to-let property typically commands rent of approximately £400 pounds per month. If we allow for maintenance and mortgage payments, investors can expect a net profit of approximately £150 per month.

Multi-let/HMO investment model

A four room multi-let will rent for £400 per week gross. Overheads include mortgage, maintenance and management costs. If we take these away, along with a reasonable figure for potential unoccupied months, then the net profit lands at a conservative estimate of £1,100 per month. This equates to £13,200 per year. Furthermore, student HMOs have no council tax overheads, which increases the profit even more.

When a purchase is legally completed under YSA Realty Property Designs’ multi-let scheme, we will go ahead and manage the conversion work. In addition, we provide a minimum of three tenants (although four is more usual) through our independent management company. These tenants will have paid their deposits and be ready to move in.

Conversion work under the extra multi-let service includes:

• Fully furnishing rooms, including installation of blinds.
• White goods and fittings within the kitchen unit.
• Fully authorised building for tenants.

All of this gives the investor an ongoing profitable business from day one. The property and profit margin are maintained through the ongoing management agreement with YSA REALTY.

Due to Government regulations, we have seen a marked increase in demand for bedsit-type single room HMOs. This means that investors can purchase property under these schemes in affordable regions, wherever they themselves are based.